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  • More
    • Home
    • Mortgages
      • Remortgage your home
      • First time buyer
      • Moving home
      • Buy to let
    • Protection
    • About Us
    • Resources
      • Customer Charter
      • Privacy Policy
      • Mortgage Calculator
      • Jargon Buster
      • Downloadable Guides
      • Contact Us
  • Home
  • Mortgages
  • Protection
  • About Us
  • Resources

02074382071

Mortgage brokers & protection advisers

Mortgage brokers & protection advisersMortgage brokers & protection advisersMortgage brokers & protection advisers

Your Mortgage Experts will save you time and money.

Our clients value us for our expertise and professional service.


YOUR BEST MORTGAGE DEAL IN 3 SIMPLE STEPS

1. CHECK THE LATEST DEALS FOR YOU

1. CHECK THE LATEST DEALS FOR YOU

1. CHECK THE LATEST DEALS FOR YOU

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We compare the latest mortgage deals across the whole of market and pick the best ones for you. You can rely on professional mortgage advice with expert mortgage brokers at your service.


2. CONFIRM YOUR ELIGIBILITY

1. CHECK THE LATEST DEALS FOR YOU

1. CHECK THE LATEST DEALS FOR YOU

expert mortgage broker and protection advice

We qualify you for the best available deals  with a few questions. 

We will also demystify the process, provide full mortgage advice, and expert guidance throughout.

3. APPLY AND MONITOR PROGRESS

1. CHECK THE LATEST DEALS FOR YOU

3. APPLY AND MONITOR PROGRESS

help with the mortgage from start to finish

We will recommend the mortgage product that will best suit your needs. We will manage the application, and ensure that all is taken care of until your mortgage is in place.

  A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

FIND OUT WHERE WE CAN HELP

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Switch your mortgage to the best available deal to suit your needs.

REMORTGAGE
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Step onto the property ladder and let us guide you with our expert help.

FIRST TIME BUYER
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Secure your dream home and let us take the hassle out of the process.

MOVING HOME
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Invest in rental properties or remortgage your existing buy-to-let mortgage to a better deal.

BUY TO LET

MORTGAGE CALCULATOR- CHECK HOW MUCH YOU CAN BORROW

Get an instant result from our mortgage calculator

How much can I borrow with my mortgage?

How much can I afford? How much will Stamp Duty be? What are the Monthly Payments going to be? 


For more details, please contact us, or drop us a line, and we will assess your affordability with the help of a comprehensive mortgage calculator. You will receive an indicative mortgage quote with the mortgage monthly payments, we will discuss best options to suit your budget, and recommend the most suitable mortgage for you. 


For a property purchase, you will need to provide your total annual gross income and your likely Deposit Amount. We will work out the amount you could borrow, as well as the maximum recommended house price and the stamp duty payable. We will then be able to discuss best mortgage deals available.


For a remortgage, you will need to provide your total annual gross income, your current outstanding mortgage balance, the property value, and the mortgage term. We will quote you on the best available deals.


We will also discuss loan-to-value (LTV), which is one of the key factors that lenders look at when qualifying borrowers for a mortgage, and the best product rates available at different LTV brackets.


You will then have the confidence to have the right numbers to plan for the best course of action with your mortgage.

WHAT IS MY CREDIT SCORE?

importance of the credit score when I apply for a mortgage

Checking your credit score and credit report

Mortgage lenders will check your credit profile at the credit bureaux, such as Equifax, Experian or Call Credit. 


Most mortgage lenders will also calculate a credit score to help work out whether you’ll be able to repay a loan or mortgage. 


If you are unsure about your credit score, it is a good idea to check it by contacting directly one of the main credit bureaux and obtain your credit report. 

   

If you have a good credit score, you would generally qualify for the best available mortgages in the market. If your credit score is impaired, you may be rejected by mainstream mortgage lenders; however, there are specialist mortgage lenders that would consider a case on its merit and that make their lending decisions through a more detailed and manual underwriting process. If you do not have a good credit score, please let us know and we will be able to advise you on the most suitable options available to you.


We will be happy to review your credit report, provide any clarification and discuss how it may impact your eligibility for the best available mortgage products, and advise you on best available options.

DISCUSS YOUR MORTGAGE AFFORDABILITY

GET IN TOUCH FOR A FREE NO-OBLIGATION INTRODUCTORY DISCUSSION

We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information within Tenet Group Ltd. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy.

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Your Mortgage Experts

02074382071

Important information

Your Mortgage Experts
28 Sutherland Avenue

London, W9 2HQ


  

Principal: Luca Bertolino

Telephone: +44 (0)207 438 2071 hello@yourmortgageexperts.co.uk 


Email communications are not secure and for this reason Your Mortgage Experts cannot guarantee the security of the email, its contents or that it remains virus free once sent.

 The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK 

Your Mortgage Experts is a trading name of Gianluca Bertolino, an Appointed Representative of TenetLime Ltd, which is authorised and regulated by the Financial Conduct Authority.


TenetLime Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 311266.

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