Your Mortgage Experts will save you time and money.
Our clients value us for our expertise and professional service.
We compare the latest mortgage deals across the whole of market and pick the best ones for you. You can rely on professional mortgage advice with expert mortgage brokers at your service.
We qualify you for the best available deals with a few questions.
We will also demystify the process, provide full mortgage advice, and expert guidance throughout.
We will recommend the mortgage product that will best suit your needs. We will manage the application, and ensure that all is taken care of until your mortgage is in place.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Switch your mortgage to the best available deal to suit your needs.
Step onto the property ladder and let us guide you with our expert help.
Secure your dream home and let us take the hassle out of the process.
Invest in rental properties or remortgage your existing buy-to-let mortgage to a better deal.
How much can I afford? How much will Stamp Duty be? What are the Monthly Payments going to be?
For more details, please contact us, or drop us a line, and we will assess your affordability with the help of a comprehensive mortgage calculator. You will receive an indicative mortgage quote with the mortgage monthly payments, we will discuss best options to suit your budget, and recommend the most suitable mortgage for you.
For a property purchase, you will need to provide your total annual gross income and your likely Deposit Amount. We will work out the amount you could borrow, as well as the maximum recommended house price and the stamp duty payable. We will then be able to discuss best mortgage deals available.
For a remortgage, you will need to provide your total annual gross income, your current outstanding mortgage balance, the property value, and the mortgage term. We will quote you on the best available deals.
We will also discuss loan-to-value (LTV), which is one of the key factors that lenders look at when qualifying borrowers for a mortgage, and the best product rates available at different LTV brackets.
You will then have the confidence to have the right numbers to plan for the best course of action with your mortgage.
Mortgage lenders will check your credit profile at the credit bureaux, such as Equifax, Experian or Call Credit.
Most mortgage lenders will also calculate a credit score to help work out whether you’ll be able to repay a loan or mortgage.
If you are unsure about your credit score, it is a good idea to check it by contacting directly one of the main credit bureaux and obtain your credit report.
If you have a good credit score, you would generally qualify for the best available mortgages in the market. If your credit score is impaired, you may be rejected by mainstream mortgage lenders; however, there are specialist mortgage lenders that would consider a case on its merit and that make their lending decisions through a more detailed and manual underwriting process. If you do not have a good credit score, please let us know and we will be able to advise you on the most suitable options available to you.
We will be happy to review your credit report, provide any clarification and discuss how it may impact your eligibility for the best available mortgage products, and advise you on best available options.
Your Mortgage Experts
28 Sutherland Avenue
London, W9 2HQ
Principal: Luca Bertolino
Telephone: +44 (0)207 438 2071 firstname.lastname@example.org
Email communications are not secure and for this reason Your Mortgage Experts cannot guarantee the security of the email, its contents or that it remains virus free once sent.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK
Your Mortgage Experts is a trading name of Gianluca Bertolino, an Appointed Representative of TenetLime Ltd, which is authorised and regulated by the Financial Conduct Authority.
TenetLime Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 311266.