Mortgages for Contractors. Done by an Expert.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
What can you expect
Get access to 1000s of mortgage rates from across the market in 3 simple steps
Free Initial Assessment
Answer a few questions about you
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call usually takes about 30 min.
Tailored Mortgage Deal
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best mortgage deals and guide you
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Mortgages for Contractors
Mortgages for Contractors
When it comes to getting a mortgage as a contractor, things are not necessarily straightforward.
Banks can be biased towards contractors, and they apply different rules and acceptance criteria, that may also change depending on their “risk appetite” and the state of the economy.
Some banks may not consider the gross value of your contract (for example based on your gross day rate); whilst others may reject you based on the breaks in between contracts that you might have had, or on the basis of your contract duration.
Why choose us?
At Your Mortgage Experts we are specialist in arranging mortgages for Contractors.
How our expertise could benefit you:
- Whether you operate via a Limited Company or use a PAYE Umbrella, we will help you find the best available options, including exclusive deals, from a range of more than 90 lenders.
- We have a wealth of knowledge and experience in this sector, and we will leverage our relationships with underwriters beyond the branch network.
- We also work with specialist lenders that better understand your space and have specific lending policies and products for contractors.
- We’d love for you to take advantage of our expertise and help you secure a great deal to give you peace of mind with your mortgage.
Ready to get a mortgage? We’ve got you covered! From understanding how it works to comparing the available rates on the market, we’ll guide you through the entire process.
Expert at your service
Make well-informed decision.
With 20 years experience in financial services and in the property market,
you will get the reassurance you need.
Save you money and time.
We will de-mystify the complexity of
mortgages for IT Contractor and
navigate through the criteria and
options available to you.
Some of our happy clients
Hear what our happy clients say about us. We have helped people just like yourself.
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