Mortgage for Contractor. Done by an Expert.

Get a fast decision on a 95% mortgage based on your consistent contract earnings, not just a standard salary assessment.

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A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

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What can you expect

Get access to 1000s of mortgage rates from across the market in 3 simple steps

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Free Initial Assessment

Answer a few questions about you
and your preferences. This initial
call usually takes about 30 min.

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Tailored Mortgage Deal

We’ll present you with some of the
best mortgage deals and guide you
throughout the process.

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Approved by Lender

Congratulations! You now
have secured a great mortgage deal.

It can be hard to get a mortgage as a self-employed

If you are self-employed, a contractor, a business owner, entrepreneur, whether you work through a limited company or as a sole trader, or operate via an agency or umbrella company, you might have experienced the frustration with mortgage lenders’ restrictions on the “self-employed”.

As well as the confusion from differences in acceptance criteria and lending policies, and the conflicting messages from online advertising of promise of “best mortgage rates” only to be told that you do not qualify.

Why choose us?

We are specialists in this field and will source the best deals available from across the market, to fit your circumstances, to treat you as a human, and to strive to open doors for you.

How our expertise could benefit you:

  • We work with accountants regularly, with the knowledge and experience to understand your contract history, your earnings pattern, and the value of the projects you undertake. This level of expertise is often missed when approaching local banks or seeking mortgages online.
  • We know how to present your contract earnings to mortgage underwriters effectively. We can secure you a mortgage not just based on your recent invoices, but also considering your consistent earnings over the contract period. Even if you’re a contractor with only a year’s worth of contracts, we’re here to help.
  • We have access to 1000s of mortgage product deals from a large number of mortgage lenders, including those specialising in addressing the unique needs of contractors and freelance professionals.

Why us

Ready to get a mortgage? We’ve got you covered! From understanding how it works to comparing the available rates on the market, we’ll guide you through the entire process.

Expert at your service

Make well-informed decision.
With 20 years experience in financial services and in the property market,
you will get the reassurance you need.

Tailored advice

Save you money and time.
We will de-mystify the complexity of
mortgages for business owner and
navigate through the criteria and
options available to you.

Hassle-free experience

24/7 mortgage status updates.
The entire process will be done
through HomeBuyer app to keep you

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Some of our happy clients

Hear what our happy clients say about us. We have helped people just like yourself.

Speak to an expert today.

Select the best option for you to discuss your needs.