CCJ Mortgage London

Get a Mortgage even with CCJs & Poor Credit. Overcome credit hurdles and step into homeownership with Your Mortgage Experts. Our expert team specialises in guiding you toward a successful mortgage application, no matter your credit history.

  • We get your application considered by a human
  • Our know-how secures your approval seamlessly
  • Get a fast approval
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information yellow your mortgage

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

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What can you expect

Get access to 1000s of mortgage rates from across the market in 3 simple steps

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Free Initial Assessment

Answer a few questions about you
and your preferences. This initial
call usually takes about 30 min.

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Tailored Mortgage Deal

We’ll present you with some of the
best mortgage deals and guide you
throughout the process.

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Approved by Lender

Congratulations! You’re on
track to a better mortgage
despite past credit hiccups.

Mortgages with CCJs

When it comes to getting a mortgage with County Court Judgements (CCJs) and a low credit score, things are not necessarily straightforward.

Banks can be biased and may not even consider you, no matter your other circumstances and how many years you have been a loyal customer to them. There is often a “computer says no” regime at the banks.

You might have already been turned down by a bank, and this might have left you with a bad experience and hard-foot print on your credit file that could make your situation even worst.

A CCJ and a poor credit score, more often than not, will mean that the banks will reject you, and close their doors to you.

Why choose Your Mortgage Experts?

At Your Mortgage Experts we are specialist in arranging mortgages for individuals with bad credit and a low credit score.

  • We strive to see you as an individual, above the pure numbers, and adopt a common-sense approach, rather than been led by a computer decision.
  • We work with specialist lenders, many of whom you probably have not heard of as they only deal with specialist brokers, that better understand your space and have specific lending policies and products tailored to individuals like yourself.
  • We will help you find the best available options, including exclusive deals, from a range of more than 90 lenders.
  • We’d love for you to take advantage of our expertise and help you secure a great deal to give you peace of mind with your mortgage.

Why us

Ready to get a mortgage? We’ve got you covered! From understanding how it works to comparing the available rates on the market, we’ll guide you through the entire process.

Expert at your service

Make well-informed decision.
With 20 years experience in financial services and in the property market,
you will get the reassurance you need.

Tailored advice

Save you money and time.
We will de-mystify the complexity of
mortgages, and we will navigate and
guide you through options and criteria.

Hassle-free experience

24/7 mortgage status updates.
The entire process will be done
through HomeBuyer app to keep you
up-to-date.

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You Can Count On An Expert

We have years of experience with finding the right mortgage solution for people like you, and get the best available deals to suit your circumstances. We will de-mystify the complexity of mortgages with CCJ, and navigate through the criteria and requirements, with an independent and comprehensive range of mortgages from across the market.

Some of our happy clients

Hear what our happy clients say about us.

Speak to an expert today.

Select the best option for you to discuss your needs.