Remortgage Simplified
for the Self-Employed

While other brokers may struggle, we confidently secure mortgages for business owners. We specialise in helping self-employed individuals like you. Unlock your remortgaging potential with our expert guidance.

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A Mortgage is a loan secured against your home. Your home may be repossessed if you do not maintain repayments on your mortgage or any other load secured against it.

Why us

Ready to remortgage? We’ve got you covered! From understanding how it works to comparing the available rates on the market, we’ll guide you through the entire process to secure your next best deal.

Expert at your service

Make well-informed decision.
With 20 years experience in financial services and in the property market,
you will get the reassurance you need.

Tailored advice

Save you money and time.
We will de-mystify the complexity of
mortgages for the self-employed, and
navigate through the criteria and
options available to you.

Hassle-free experience

24/7 mortgage status updates.
The entire process will be done
through HomeBuyer app to keep you
up-to-date.

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Some of our happy clients

Hear what our happy clients say about us. We have helped self-employed just like yourself to save £££ by remortgage.

Frequently Asked Questions

Securing a mortgage can often be a challenge and a very long-winded process. All this can add up to a lot of unnecessary stress and hassle. At Your Mortgage Experts we will do all the hard work for you, from application through to completion. Because we search from across the whole of market, we are sure to find you the great deal that will suit your needs and circumstances.

We pride ourselves on our in-depth understanding of finance. We work with accountants regularly and have the knowledge and experience to correctly read through your company accounts, how you receive your income, and the value that your business generates. This means that we know how to maximise your business borrowing potential.

In the unfortunate event that you are turned down, you could end up with a trail on your credit record, that could make it more difficult to get a future successful application with another lender.

When presenting your business accounts to a mortgage underwriter, our team takes into consideration various factors such as your income, expenses, the sector that you operate in, your track record and your overall financial stability. We make sure that your company’s financial information is discussed in a clear and comprehensive manner, to demonstrate your capacity to repay the loan. This comes as a result of our knowledge and experience, that will let us present you and your business in the most effective way in order to give you the best chances of approval.

When it comes to getting a mortgage, traditional lenders often only consider your salary and dividends as sources of income. However, we understand that the net profit of your business is also a crucial factor in determining your ability to repay a mortgage. You may also have a range of income sources and all need to be considered in the most effective way. Every business is unique and one size doesn’t fit all, so we work closely with you to understand your financial situation and tailor our approach with lenders that are most suited to meet your needs. Ultimately, we take the time to evaluate your business to reveal its true potential, and in doing so we may be able to help you borrow more money with your mortgage.

Yes, we would like to help you and see how we may make a difference. We have access to specialist lenders that best understand the more complex needs of business owners and limited company directors. This means that if you have a complex background or you have been rejected by a mainstream lender, we may still be able to help you.

Yes, we would also like to help you with that. The majority of lenders require at least 2 years trading history. However, depending on your circumstances it is also possible to get a mortgage if you only have a one year’s accounts history.

Ready to Remortgage?

Select the best option for you to discuss your needs.